Account permissions

This section covers disclosure option management service for joint accounts and secondary user instruction withdrawal.

‣

On this page

Overview

Data holders must:

Provide eligible joint account holders with an online service to manage their joint account disclosure options. This is referred to as the disclosure option management service (DOMS); and
Provide relevant account users with online services to manage data sharing authorities and preferences for joint accounts, secondary users, partnerships, and non-individuals.

Data holders may consider providing a centralised location for managing various CDR account permissions. This could, for example, allow a consumer to:

access and manage their joint accounts;
make and withdraw secondary user instructions; and
manage nominated representatives and permissions for partnerships and non-individuals.

DOMS could be accessible from this location and in relation to the consumer dashboard.

The account permissions guidelines reference key rules, standards, and recommendations for:

DOMS for joint accounts; and
secondary user instruction withdrawal.

Certain recommendations and design patterns for joint accounts and secondary users contain elements that can be applied to multi-party accounts more broadly.

Consent Management is the final stage of The Consent Model. This is a high level example of the relationship between Consent Management and Account permissions.

CX Guidelines for account permissions

These guidelines provide examples for how account holders may change the sharing rights for other account users. Read more about Secondary Users.

These guidelines provide examples for how joint account holders may change or remove their disclosure options. Read more about Joint account disclosure option management service.

Last updated

This page was updated @March 17, 2022

Have your say

Community consultations and maintenance are part of our ongoing process. Here’s how you can get involved:

Request new Guidelines or changes to existing Guidelines through the CX Guidelines Consultation process
Request new Standards or changes to existing Standards through the Standards Maintenance process
Log a ticket for any questions about the rules, standards, or guidelines through the CDR Support Portal
Email your feedback to cx@dsb.gov.au

Quick links to CX Guidelines:

Accessibility statement

→ cx@dsb.gov.au → cx.dsb.gov.au | cds.gov.au

The Consumer Data Standards Program is part of Treasury. Copyright © Commonwealth of Australia 2023. The information provided on this website is licensed for re-distribution and re-use in accordance with Creative Commons Attribution 4.0 International (CC-BY 4.0) Licence.