Checklist ref
3AU2.02.04
Area
3AU2. Joint Account Authorisation
Wireframe ref
04
Type
CX Guideline
Requirement level
MAY
Participant
Data Holder
Statement
Data holders may choose to leverage CDR Rule 4A.15 by allowing a vulnerable joint account holder to share joint account data as if it were from an individual account. This may mean that the other account holder(s) are not alerted to the sharing of that data, and are not provided with an equivalent dashboard as per CDR Rule 4A.13. The CX research and community consultation suggested that such an approach would support vulnerable consumers in accessing and benefitting from the CDR.
Reference
CDR Rule 4A.15 and 4A.13 | CX Research: 2020 Phase 3, Round 3 report; Joint accounts & the Consumer Data Right (Consumer Policy Research Centre)
Example
Authorise: Authorisation to disclose joint account data
Version introduced
1.15.0
Date introduced
17 December 2021
Date modified
*
Status
Active