Checklist ref
3AU2.03.23
Area
3AU2. Joint Account Authorisation
Wireframe ref
23
Type
CX Guideline
Requirement level
MAY
Participant
Data Holder
Statement
CDR Rules allow, but do not require data holders to provide a co-approval disclosure option. Data holders may want to consider offering co-approval to align with consumer expectations, as identified in CX research and concerns raised by the community.
Reference
CX Research: 2019 Phase 2, Stream 1 report; 2020 Phase 3, Round 1 and 2 report; 2020 Phase 3, Round 3 report; 2020 Phase 3, Round 6 report; Joint accounts & the Consumer Data Right (Consumer Policy Research Centre) | Submissions: Design Paper: an ‘opt-out’ data sharing model for joint accounts in the banking and energy sectors #176; Consumer Data Right rules amendments (version 3), Exposure Draft
Example
Authorise: Authorisation to disclose joint account data
Version introduced
1.15.0
Date introduced
17 December 2021
Date modified
Status
Active