Community Engagement Reports (2018–2022)View reports →Phase 1 Reports (2019)View reports →Phase 2 Research Reports (2019)View reports →Phase 3 Research Reports (2020, R1-6)View reports →Disclosure Consent Research Report (Q4 2021, R1-2)View report →One Time Password Research Report (Q3 2022, R1)View report →App/Browser-to-App Research Report (Q4 2022, R2)View report →Decoupled Research Report (Q2 2023, R3)View report →Authentication Uplift - Comparison Report (Q2 2023, R1-3)View report →Consent Review Research Report (Q3 2022, R1-3)View report →Account Origination Experiment - CX Research Report (Q2 2024)View report →Energy Switching Experiment - CX Research Report (Q4 2025)View report →